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Payment Methods

Stahlcar checkout

Payment Methods

Several secure ways to pay, with the final options shown at checkout.

Stahlcar accepts major cards and a range of online payment options. The methods available for a particular order can depend on the delivery country, device, browser, order value and the payment provider's own eligibility checks.

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SECURE CHECKOUT
STAHLCAR
Secure checkoutPayment is completed through Shopify checkout
GST includedNew Zealand orders include GST where applicable
Multiple optionsCards, wallets, PayPal and Afterpay may be available
Refunds tracedUsually returned through the original payment method

Ways to pay

Payment options you may see at checkout

The checkout page is the source of truth. It displays the methods currently available for your order before payment is completed.

CARD

Credit and debit cards

Pay directly through the secure checkout using an accepted card.

VisaMastercardAmerican Express
FAST

Express checkout

Compatible devices and browsers may offer a quicker checkout using saved payment and address details.

Shop PayApple PayGoogle Pay
P

PayPal

Select PayPal at checkout and complete the payment through PayPal's own secure payment flow.

Availability can depend on the order and delivery market.

Afterpay

Eligible New Zealand customers may be able to divide the purchase into instalments through Afterpay.

Approval, spending limits, repayment dates and account requirements are controlled by Afterpay.

Not seeing the method you expected? Payment methods can be hidden automatically because of the selected country, currency, device, browser, order value or provider eligibility. The methods shown at the payment step are the options available for that checkout.

What happens at checkout

A straightforward four-step process

You will see the full order total and the available payment choices before the order is submitted.

1

Review the cart

Confirm the product, quantity and any discount code before continuing.

2

Enter delivery details

The delivery country and address help determine shipping and available checkout options.

3

Choose payment

Select from the methods currently displayed for your order and device.

4

Receive confirmation

A successful order generates an on-screen confirmation and order email.

Cards and digital wallets

Enter the requested details in checkout or use a compatible wallet. Your card provider may ask for additional verification. A temporary pending authorisation can sometimes appear before the payment is fully processed.

PayPal

Choosing PayPal sends you through PayPal's payment process before returning you to the Stahlcar order confirmation. PayPal controls account access, payment approval and provider-side security checks.

Afterpay

Afterpay decides whether a customer and purchase are eligible. Stahlcar cannot override a decline, increase a spending limit or change an instalment schedule.

International cards and currency

The checkout shows the currency and final total before payment. An overseas card provider may apply its own conversion rate or foreign-transaction fee. Those charges are outside Stahlcar's control.

Payment security

Your payment is handled through secure checkout.

Stahlcar uses Shopify's checkout and integrated payment providers to process online payments. Stahlcar does not manually receive or store your full card number.

Always check that the address begins with the genuine stahlcar.nz website, use a trusted device and never send card details by email or through the contact form.

No card details by emailDo not email a card number, security code or online-payment password.
Provider checks can applyYour card issuer or payment provider may request verification or decline a payment.
Order confirmation mattersA cart or pending payment screen does not by itself confirm that an order was successfully placed.

Payment questions

Common checkout and refund questions

For an order-specific problem, include the order number when contacting Stahlcar.

Why is a payment method not showing?

The options can vary by delivery country, currency, device, browser, order value and provider eligibility. Apple Pay or Google Pay also require a compatible setup. The methods visible at the payment step are the ones currently available for that checkout.

When will my card be charged?

A successful card payment is normally confirmed or authorised during checkout. Your card provider may first show it as pending before the transaction is fully processed.

Can I get a GST invoice?

Yes. Stahlcar is New Zealand GST registered. Check the order confirmation and customer account first, or contact us with the order number if another copy is required.

How are approved refunds paid?

Approved refunds are normally sent back through the original payment method. Afterpay and other provider-based refunds are also reflected through the provider's system.

How long does a refund take?

Stahlcar can confirm when a refund has been issued, but the time before it appears is controlled by the card issuer or payment provider. It can take several business days.

What should I do if a payment is declined?

Check the card details, available funds, billing information and any verification prompt from the provider. Try the checkout again or use another displayed method. Stahlcar usually cannot see the exact decline reason.

Does Stahlcar store my full card number?

No. Online card details are entered into the secure checkout and handled by the payment system. Do not send card details through email, chat or the contact form.

Can I change the payment method after ordering?

A completed payment normally cannot simply be switched to another method. Contact Stahlcar promptly with the order number if the order was placed in error. The available solution depends on whether payment and fulfilment have already started.

Ready to order?

The available payment choices will appear at checkout.

Review the final total, delivery details and payment method before submitting the order. For a payment issue on an existing order, contact Stahlcar with the order number.